
How to Build Your Credit History
Our top strategies to help people who haven’t yet built their credit history so they can be ready to apply for a mortgage.
Our top strategies to help people who haven’t yet built their credit history so they can be ready to apply for a mortgage.
Here are 8 actions we’ve used at Flyhomes Mortgage to guide our clients to improve their credit scores to get them into their new homes at the best prices possible.
This time of year, filing taxes is at the top of most people’s to-do list. The media buzz seems to circle around how much lower refunds are this year due to the Tax Cuts and Job Act of 2017 (TCJA 2017). Despite the potential negative implication of the recent tax law changes, homeownership still provides a significant benefit.
There seems to be an endless number of myths out there surrounding what can and cannot hurt your credit score. Let’s debunk some of these myths once and for all.
More often than not, when you commit to a lender for your home purchase, your lender stays with you only until your loan funds. After that point, a loan is usually sold to an investor and/or a loan servicer who will run the day-to-day upkeep of your account.
Falling mortgage rates sound good, but if you’re not used to thinking about these numbers, it can be difficult to know at a glance what a change like 0.767% actually means. Here are three big ways today’s rates are good news for you if you’re looking to buy a home soon.
An escrow account is designated primarily for payment of your property taxes and homeowners insurance plus any other required insurance. You pay into the account, which is managed by your mortgage lender, as you make your mortgage payment.
It’s smart to shop around for mortgage lenders, but your first question shouldn’t be “what’s the interest rate?”
How pre-underwriting gives you power.