Affiliated Business Arrangement Disclosure

AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE

Last Updated: March 15, 2023

This is to give you notice that Flyhomes, Inc. (“FHI”, which also performs residential leasing, property management, and short-term rental listing services under the d/b/a of “Loftium”), Flyhomes Brokerage, LLC ("FHB") , Flyhomes Mortgage, LLC ("FHM"), Flyhomes Closing, LLC ("FHC"), and Muir Residential Investments, LLC (“Muir”) (collectively, the “Flyhomes Companies”) are affiliated companies and each may refer to you the services of another. FHB, FHM, FHC, and Muir are each wholly owned by Flyhomes, Inc. Because of these relationships, the referral of a customer (including you) by any of the Flyhomes Companies to another may provide the referring company, its direct or indirect parent (including Flyhomes, Inc.), its affiliates, and/or its employees with a financial or other benefit.

Set forth below is the estimated charge or range of charges for each of the services listed. You are NOT required to use any of these service providers as a condition of the sale of the subject property or to obtain access to any settlement service. These services may not be available in all markets.

THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Service Provider	Service Provided	Charge or Range of Charges
Flyhomes Mortgage, LLC, (also doing business as “Sailbridge”)	Loan Origination	0% to 1.9% of the loan amount
Flyhomes Brokerage, LLC	Real Estate Brokerage Services	0% to 6% of the sale price of the listed property, paid by the seller from escrow funds upon close of transaction. Typically half of the listing commission will be paid to the buyer’s agent.
Muir Residential Investments, LLC	Purchases Failed Guaranteed, Buy Before You Sell (“BBYS”) and Seller Certainty properties.	Muir Residential may charge the following fees, depending on the product: Flyhomes Guarantee for Buyers: Any deposit made by buyer in the event that Muir is required to purchase the home under the Guarantee.
Flyhomes Inc.	Real Estate Brokerage Services	0% to 6% of the sale price of the listed property, paid by the seller from escrow funds upon close of transaction. Typically half of the listing commission will be paid to the buyer’s agent.
Flyhomes Inc., d/b/a Sailbridge Closing, a non-independent broker escrow	Escrow Services Settlement Services	Flyhomes Inc, dba Sailbridge Closing, a non-independent broker escrow, charges an Escrow Settlement Fee and Loan Tie In Fee that is based on the type of transaction. Charge or Range of Charges Escrow Settlement Fee: $500-$5000 Loan Tie In Fee (buyer only): $0-$250
Flyhomes Closing, LLC	Title Insurance	Flyhomes Closing, LLC charges a title Insurance premium for the issuance of Owner's Policy of Title Insurance and Lenders Policy of Title Insurance. The premium rate is based on the type of coverage purchased and the total amount of liability. Title Insurance premiums are taxed at a rate of 10.4%. Charge or Range of Charges $443 to $11,095 or more based on the type of policy purchased and the liability amount
Flyhomes Closing, LLC	Escrow Settlement	Flyhomes Closing, LLC charges an Escrow Settlement Fee that is based on the type of transaction. Escrow Settlement Fees are taxed at a rate of 10.4%. Charge or Range of Charges $450 to $2,000

This is an affiliated business arrangement disclosure statement. Actual services and charges may vary according to the particular circumstances underlying the transaction, including the home value, coverage and limits chosen, whether you are the purchaser or seller, as well as other requested terms, unusual market conditions, government regulations, property location and similar factors. The loan discount fee/points are affected by the interest rate on your loan and may be higher if your interest rate is below market. This disclosure statement does not account for fees paid or payable to third party service providers.